Insuring Your Golf Cart
Getting an insurance policy for your golf cart isn’t just a good idea, you may be legally required to have it. Of course, with so many different policies on offer, it can be difficult for golf cart owners to find what they need. That is why the experts at Golf Car Depot have created this insurance guide.
How Much Coverage Do I Need?
The minimum amount of coverage that you are legally required to have will vary depending on where you live. Different cities and towns have different laws, so be sure to look up which statutes are relevant to you. Even if there is no legal minimum requirement, it’s still a good idea to purchase at least some coverage just in case.
What Does Golf Cart Insurance Cover?
What is and isn’t covered by your golf cart insurance can vary depending on the company and the policy type. One common coverage type is bodily injury liability, which covers you if an accident involving your cart results in injury to someone else. Another coverage type is collision coverage, which helps pay for the repair bill should your cart suffer a collision. Comprehensive coverage can help pay for replacement or repairs should your golf cart be stolen, damaged by weather, or vandalized. Finally, there’s property damage liability, which helps pay for damage if you’re legally responsible for damaging someone’s property with your cart. Know which coverage types are available and make a decision based on what you think you’ll need.
Should I Rely on Car or Home Insurance?
Never assume that your existing car or home insurance will cover your golf cart, especially if the incident in question occurs outside your property. While some car and home insurers offer additional coverage for golf carts specifically, others may force you to purchase separate golf cart insurance. Regardless, make sure that you have the minimum amount of coverage!
To view our available insurance options or to shop our selection of golf cart models, visit Golf Car Depot in Fort Lauderdale, Florida. We also offer servicing, parts ordering, trade-ins, rentals, and financing. We are proud to serve communities like Coral Springs, Florida, as well as the Palm Beach County, Florida area.