Financing Department
Get Started with Golf Cart Financing at Golf Car Depot
Golf Cart financing is similar to a car loan. At Golf Car Depot we can finance your golf cart and you can also add in tires, accessories and other various parts.
We offer different financing options to help a variety of buyers to get the golf cart they truly want:
Important Financing Tips You Need to Know
While there’s plenty of information out there on how to finance a car or pick-up, less common vehicles—such as motorcycles, golf carts, and scooters, are harder to find information for. IF you’re planning to finance one of these unique vehicles, we encourage you to check out our helpful tips below before you get started.
Financing Options
While it is possible to take out a vehicle loan for a motorcycle, more often than not scooters and golf carts fall under personal loans. This means you’ll need a slightly higher credit score to qualify for a loan—we suggest shooting for around 650 if possible. To raise your credit score as quickly as possible, try to use 10 percent of your available credit card spending limit a month, and then pay the bill off on time.
Down Payment
Even if you plan on financing your new vehicle, it’s still important that you have a bit of money saved up for various fees and expenses, as well as your down payment. While you’ll be required to put down at least 10 to 15 percent of your model’s total sticker price, if you can save more we encourage you to do so. Typically, the more you put towards your down payment, the better your loan terms will be.
